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Education Calculators

Private School Fees With VAT Calculator

This page focuses on the VAT change and how it affects independent school budgets.

Main calculator

Private School Fee Calculator

Estimate UK private school fees, VAT-era cost, extras, bursaries and total education cost

Calculate private school fees

Private school cost inputs

Core costs
Tuition fees, VAT, and annual fee increases
Often missed
Uniform, trips, transport, lunches, clubs, and exam costs
Planning lens
Cash cost plus opportunity cost of investing the same money

Why the headline fee is not the full cost

Independent school budgets can include tuition, VAT, extras, lunches, transport, uniform, devices, activities, trips, and exam fees.

Annual fee increases can make later years materially more expensive than the first year.

How to use the calculator

Enter the current annual fee, child age, expected leaving age, VAT assumption, annual fee inflation, extras, and optional investment return assumption.

Use as a planning estimate

School pricing and tax treatment can change. This page is for general planning only and is not financial advice.

Frequently asked questions

Should I include VAT?

Use the fee quoted by the school and check whether it is before or after VAT.

Why include extras?

Extras can add thousands of pounds over several years and make the headline fee misleading.

What is opportunity cost?

It is the potential investment value of money spent on fees instead.

Is this advice on choosing a school?

No. It is a financial planning estimate only.

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