Student Visa Maintenance Calculator

Last updated: April 2025

Course Details

Study location

For maintenance purposes, London means studying in an institution in the London Boroughs or the City of London.

Course start date

Course length

Years

Months

Annual tuition fee

Enter your tuition fee for one academic year. If your fees vary, use the highest year.

Have you already paid any tuition fees?

Study locationLondon

Monthly living cost£1,334

Months counted9 of 12 total

Living costs total£12,006

Tuition fee (net)£0

Total funds required£12,006

ℹ️ Your course is 12 months long, but maintenance is only assessed on the first 9 months of living costs.

📋 Important: You must show that the full £12,006 has been held in your bank account for 28 consecutive days. The end of that 28-day period must fall no more than 31 days before the date of your visa application. Plan your bank statements accordingly.

About this calculator

The Student Visa Maintenance Calculator estimates the funds a Student visa applicant may need to show for living costs in the UK. It is useful for students checking London and non-London requirements before preparing bank statements. The required amount depends on study location, course length, accommodation payments, dependants, and whether an exemption applies.

Methodology

The calculator multiplies the monthly maintenance rate by the required number of months, then adjusts for permitted accommodation payments where relevant.

Maintenance funds = monthly rate x required months - eligible accommodation offset

How to use the Student Visa Maintenance

Enter the main value or details requested by the calculator.
Check the unit, date, rate, or category selected before calculating.
Review the result and any supporting breakdown shown on the page.
Change one input at a time if you want to compare scenarios.
Keep the result with the source record if you need to refer back to it later.

Worked example

London course

Input: Nine months of study in London

Result: The London monthly rate is multiplied by the required months to estimate funds needed.

Planning scenario

Input: A user enters the main details requested by the Student Visa Maintenance.

Calculation: Maintenance funds = monthly rate x required months - eligible accommodation offset

Result: The result gives an estimate that can be checked against source documents, official guidance, or the relevant record.

How to read the result

The Student Visa Maintenance is designed to make the method visible, not only to produce a final number. Read the result alongside the formula, the assumptions entered, and any supporting notes on the calculator page.

If the result affects money, eligibility, deadlines, health, study planning, or legal rights, keep a copy of the inputs used. That makes it easier to explain or update the estimate later.

Inputs worth checking

Dates and periods: Dates, billing periods, tax years, academic years, and deadline periods can change the result. Make sure the period entered matches the document or question you are checking.
Rates and thresholds: Where rates, thresholds, tariffs, or grade boundaries are involved, use the current source rather than an old note or rounded memory.
Rounding: Small differences are normal when a calculator rounds intermediate steps differently from a bill, statement, payslip, or official table.

Limitations

This calculator provides general information only and is not legal advice.

Student visa financial rules depend on route, location, dependants, and evidence timing.
Check current Home Office guidance before applying.

Frequently asked questions

Why does London cost more?

Student visa rules use a higher monthly maintenance amount for study in London.

Do I always need bank statements?

Some applicants are exempt, but many must provide evidence meeting strict format and timing rules.

Can paid accommodation reduce the amount?

Some accommodation payments may reduce the funds needed, subject to caps and evidence rules.

What should I check before relying on the Student Visa Maintenance?

Check the inputs against the source document or real-world record that controls the calculation. For rules-based topics, also check the latest official guidance because thresholds and definitions can change.

Can I use the result as a final decision?

Use the result as an educational estimate and planning aid. It should not replace professional advice, official decisions, lender quotes, medical guidance, legal advice, or tax advice where those apply.

Related calculators

UK Visa Fee Calculator
Immigration Health Surcharge Calculator
Graduate Visa Eligibility Checker
University Total Cost Calculator

How much money do I need for a UK Student visa?

You must show you have enough funds to cover your tuition fees (for one year) plus your living costs. The living cost allowance is £1,334 per month in London and £1,023 per month outside London, assessed for a maximum of 9 months regardless of your course length.

What counts as London?

For Student visa maintenance purposes, London means studying in one of the 32 London boroughs or the City of London. If your institution has campuses in multiple locations, the location where you will primarily study determines which rate applies.

What is the 28-day rule?

You must show that the required funds have been sitting in your bank account for 28 consecutive days. The end of this 28-day window must be no more than 31 days before the date of your visa application. This means you need to plan ahead - you cannot simply deposit the money the day before you apply.

Do I need to show fees for the full course?

No. You only need to show one year's tuition fees, not the fees for your entire course. If your fees vary between years, use the highest annual amount. If your university or a sponsor has already paid your fees, you can deduct the paid amount.

Does this apply to dependants?

Dependants of Student visa holders must separately demonstrate their own maintenance funds of £845 per month (London) or £680 per month (outside London) for up to 9 months. This calculator covers the main applicant only - a dependant maintenance calculator is coming soon.