yCalculator

Package Holiday Compensation Calculator

Last updated: April 2026

Type of claim

Holiday details

Total compensation estimate

£5,250

Per person: £2,625

Claim breakdown

Full refund
£3,000
Cancellation compensation
£2,250
Ruined holiday compensation
£0
Flight delay compensation
£0
Out-of-pocket expenses
£0
Total
£5,250

How to claim

  1. Complain to the package organiser in writing and use the word complaint in the subject line
  2. Give the organiser 28 days to respond and include receipts, photos, booking documents, and notes of what went wrong
  3. Escalate to ABTA, ATOL, or the organiser ADR scheme if the response is missing or unfair
  4. Consider a small claim if the dispute is still unresolved and the claim is within the court limit

Package holiday claims: usually 2 years from return date under package travel terms.

Use our Small Claims Calculator ->

ATOL protection note

If your package holiday was ATOL protected and the operator collapsed, you can claim a full refund from the CAA regardless of other compensation.

What are my rights if my package holiday is cancelled?

If an organiser cancels your package holiday, you are entitled to a refund within 14 days. Depending on the circumstances and notice period, you may also be able to claim compensation.

Can I claim for a ruined holiday?

Yes. If significant problems during your package holiday were not remedied, you can claim for loss of enjoyment. The amount depends on the severity and duration of the problem.

What is flight delay compensation?

UK261 gives fixed compensation where eligible flights arrive more than 3 hours late and the delay was within the airline control. Amounts depend on flight distance.

About this calculator

The Package Holiday Compensation Calculator helps travellers estimate possible compensation or refund pressure points when a package holiday is cancelled, significantly changed, delayed, or partly ruined. It is built for scenario planning: cancellation timing, affected days, number of travellers, delay length, and holiday price can all change the outcome. Use this expanded guide when you need more than a quick result. It explains the assumptions behind the Package Holiday Compensation Calculator, the records to gather, and the decisions the estimate can support. It is especially useful for travellers preparing complaints about cancellations, major changes, hotel problems, illness disruption, delays, or loss of enjoyment. The strongest use of the page is scenario comparison: change one input at a time, compare the output, and keep a note of which assumption changed.

Package Holiday Compensation Calculator calculation method

The calculator uses structured assumptions for cancellation timing, ruined holiday severity, affected days, and flight delay bands. Cancellation percentages vary by days before departure, ruined holiday estimates use a daily value and severity multiplier, and flight delay compensation uses distance and delay thresholds used in the calculator logic. The calculator result depends on the quality of the inputs and on the rule set or formula selected in the calculator above. For practical use, treat the output as a structured estimate: start with the core inputs, review the main outputs, then test the decision points that matter most to your situation. Key decisions include whether the issue is worth escalating, what evidence to gather, which claim route to compare.

  • daily holiday value = holiday price / holiday duration
  • ruined holiday estimate = daily value x affected days x severity multiplier x travellers
  • cancellation estimate = holiday price x cancellation percentage
  • better estimate = accurate inputs + correct rule set + realistic assumptions
  • scenario difference = revised result - original result

How to use the Package Holiday Compensation Calculator

  1. Enter the full package holiday price.
  2. Add the holiday duration and number of travellers.
  3. Choose the issue type: cancellation, delay, significant change, or ruined holiday.
  4. Enter the cancellation notice period or affected days where relevant.
  5. Add flight distance and delay hours if the flight delay option applies.
  6. Review the estimate and compare it with the organiser response.
  7. Keep evidence such as booking terms, photos, complaint messages, and receipts.
  8. Gather the main inputs first: holiday price, duration, travellers.
  9. Check supporting records such as booking confirmation and package terms before relying on a final number.
  10. Enter one realistic scenario first, using conservative assumptions where the future is uncertain.
  11. Review the main outputs: estimated compensation, daily value, delay band.
  12. Run at least one alternative scenario so you can see which input changes the answer most.
  13. Compare the result with package travel rules, airline guidance, dispute scheme rules, and the booking contract or the relevant contract, bill, statement, or professional document.
  14. Keep the calculation date and assumptions with your notes so you can revisit the estimate when rates, rules, or circumstances change.

Worked example

Three affected days on a seven-night holiday

Input: Holiday price GBP 2,800, seven nights, two travellers, three affected days, moderate severity.

Calculation: Daily value is GBP 400. The affected value is GBP 1,200 before applying the severity assumption.

Result: The calculator gives an estimated claim range to help structure a complaint, not a guaranteed award.

Late cancellation scenario

Input: The organiser cancels 10 days before departure on a GBP 3,500 package.

Calculation: The cancellation timing falls into the highest percentage band used by the calculator assumptions.

Result: The estimate can help frame the refund and compensation discussion, subject to contract and legal rules.

Long-haul flight delay scenario

Input: A long-haul package flight arrives four hours late.

Calculation: The flight delay component is checked against the distance and delay band.

Result: The calculator separates the flight delay issue from wider package holiday disruption.

Evidence matters as much as the estimate

Holiday compensation often depends on what was promised, what changed, how quickly you complained, and what evidence you kept. A calculator can produce a starting number, but a strong complaint usually needs dated photos, written messages, receipts, and a clear explanation of how the issue affected the trip.

Use the estimate as a negotiation anchor. It should help you explain the scale of the problem without overstating certainty.

What to check before relying on the result

A useful Package Holiday Compensation Calculator result starts with the same evidence you would use if you were checking the answer manually. The calculator can organise the arithmetic, but it cannot know whether a payslip is final, a bill is estimated, a quote excludes fees, or a personal circumstance has changed since the last statement.

Before making a decision, compare the calculator result with the source document that controls the real outcome. For this topic, that usually means checking package travel rules, airline guidance, dispute scheme rules, and the booking contract. If there is a difference between the calculator and an official statement, contract, assessment, or professional advice, treat the official document as the stronger source.

booking confirmation
Use this as supporting evidence for the calculation. If it is out of date, estimated, or based on a different period, the calculator output may look precise while still being wrong for the decision.
package terms
Use this as supporting evidence for the calculation. If it is out of date, estimated, or based on a different period, the calculator output may look precise while still being wrong for the decision.
photos or videos
Use this as supporting evidence for the calculation. If it is out of date, estimated, or based on a different period, the calculator output may look precise while still being wrong for the decision.
complaint messages
Use this as supporting evidence for the calculation. If it is out of date, estimated, or based on a different period, the calculator output may look precise while still being wrong for the decision.
receipts for extra costs
Use this as supporting evidence for the calculation. If it is out of date, estimated, or based on a different period, the calculator output may look precise while still being wrong for the decision.

Inputs that usually change the answer

The most important input is not always the largest number on the form. Sometimes a date, threshold, percentage, eligibility flag, or timing assumption changes the result more than the headline amount. This is why scenario testing is more useful than a single calculation.

InputWhy it mattersWhat to double-check
holiday priceIt feeds directly into the estimate or changes which rule is applied.Check the period, units, eligibility, and whether the figure is final or estimated.
durationIt feeds directly into the estimate or changes which rule is applied.Check the period, units, eligibility, and whether the figure is final or estimated.
travellersIt feeds directly into the estimate or changes which rule is applied.Check the period, units, eligibility, and whether the figure is final or estimated.
affected daysIt feeds directly into the estimate or changes which rule is applied.Check the period, units, eligibility, and whether the figure is final or estimated.
delay hoursIt feeds directly into the estimate or changes which rule is applied.Check the period, units, eligibility, and whether the figure is final or estimated.

How to interpret the output

The output should be read as a decision aid, not just a number. For Package Holiday Compensation Calculator, the useful question is often what the result means for timing, affordability, eligibility, comparison, or next steps.

estimated compensation
Use this output alongside the other results rather than in isolation. A monthly amount, percentage, date, or payback figure can look acceptable until fees, timing, evidence, or eligibility conditions are added.
daily value
Use this output alongside the other results rather than in isolation. A monthly amount, percentage, date, or payback figure can look acceptable until fees, timing, evidence, or eligibility conditions are added.
delay band
Use this output alongside the other results rather than in isolation. A monthly amount, percentage, date, or payback figure can look acceptable until fees, timing, evidence, or eligibility conditions are added.
complaint checklist
Use this output alongside the other results rather than in isolation. A monthly amount, percentage, date, or payback figure can look acceptable until fees, timing, evidence, or eligibility conditions are added.

Scenarios worth comparing

A single estimate is a snapshot. A better approach is to save a base case, then adjust one assumption at a time. This shows whether the result is stable or whether a small change in timing, rate, usage, income, or cost creates a very different answer.

ScenarioChange one assumptionWhat the comparison shows
Base caseUse the best current evidence.Shows the result you would expect if nothing important changes.
Conservative caseUse lower income, higher cost, slower growth, or less favourable timing.Shows whether the decision still works with less optimistic assumptions.
Improved caseUse the realistic upside, such as lower cost, better rate, higher usage, or stronger evidence.Shows the potential benefit without treating it as guaranteed.

Common mistakes and edge cases

Most errors come from using the right formula with the wrong assumption. Dates can be counted differently, rates can change, official thresholds can move, and real bills or contracts often include conditions that a simple calculator cannot infer automatically.

Package holidays and flight-only bookings differ.
Check this point before using the estimate for a payment, claim, purchase, application, employment decision, or health-related decision.
Evidence should be dated.
Check this point before using the estimate for a payment, claim, purchase, application, employment decision, or health-related decision.
Compensation is not the same as a full refund.
Check this point before using the estimate for a payment, claim, purchase, application, employment decision, or health-related decision.
Insurance may use different rules.
Check this point before using the estimate for a payment, claim, purchase, application, employment decision, or health-related decision.

Next steps after calculating

Once you have a result, write down the key assumptions and compare them with package travel rules, airline guidance, dispute scheme rules, and the booking contract. If the number affects a deadline, tax return, benefit claim, employment issue, medical question, finance agreement, or major purchase, use the calculator as preparation for a more formal check.

For lower-stakes use, the next step may simply be comparing two or three scenarios. For higher-stakes use, the next step should be checking the official guidance, speaking to the relevant organisation, or getting qualified advice before acting.

Common mistakes and edge cases

  • A flight-only booking may use different rules from a package holiday.
  • A minor change is different from a significant change.
  • Travel insurance may cover losses that the organiser does not accept.
  • Compensation can be reduced if the organiser offered a reasonable fix during the trip.
  • Package holidays and flight-only bookings differ.
  • Evidence should be dated.
  • Compensation is not the same as a full refund.
  • Insurance may use different rules.

Limitations and advice boundary

This calculator is general information only and is not travel legal advice. Terms, evidence, destination disruption, and dispute scheme rules can affect the outcome. This is general information only and is not legal advice. The calculator is designed to support understanding and planning, but it cannot verify documents, predict future rule changes, or account for every exception. Use it as an estimate and check the official source before acting where the result matters.

  • Use the result as an estimate and keep the source documents used for the inputs.
  • Check current official guidance, contracts, bills, statements, or professional advice where the result affects a real decision.
  • Run a conservative scenario as well as the main scenario where costs, dates, rates, eligibility, or behaviour may change.
  • Check package travel rules, airline guidance, dispute scheme rules, and the booking contract for current rules, rates, definitions, and eligibility where relevant.
  • Do not rely on a single scenario where income, costs, dates, rates, usage, or health circumstances may change.
  • Keep records of the inputs used so that the estimate can be reviewed later.

Frequently asked questions

Is the estimate guaranteed?

No. It is a structured estimate for complaint preparation.

Should I complain while still on holiday?

Where possible, report problems promptly so the organiser has a chance to fix them and so you have a record.

Does this replace travel insurance?

No. Insurance, organiser obligations, and card protection can be separate routes.

Can I claim for disappointment?

Sometimes complaints include loss of enjoyment, but evidence and proportionality are important.

What if the hotel was changed?

Compare the promised standard, location, facilities, and notice given before deciding whether it was significant.

What if I accepted an alternative?

Acceptance may affect the complaint, but it does not always remove every remedy.

Related calculators

  • Chargeback Eligibility Checker
  • Small Claims Court Calculator
  • Limitation Period Calculator
  • Court Interest on Judgments Calculator

What does this mean?

This calculator is designed to help you understand the likely number before you make a decision or start an application.

Your result should be checked against official UK guidance, especially if your circumstances include dependants, exemptions, prior leave, or a complex immigration history.

Treat the figure as a planning tool rather than legal advice. Where the answer affects an application deadline or major payment, speak to an authorised adviser.

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