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Business Capital Gains Tax Calculator

Last updated: April 2026

Disposal Details

£

What you originally paid for the asset or business.

£

Capital expenditure that enhanced the asset's value.

£

Legal fees, agent fees, and other costs of sale.

£

Tax Position

Does this disposal qualify for Business Asset Disposal Relief?

BADR can apply when you sell a business or shares in your personal company after meeting the ownership and employment conditions.

The lifetime limit is £1,000,000. Enter previous qualifying gains here.

£
£

Gain Calculation

Sale proceeds£500,000.00
Less original cost-£50,000.00
Less improvements-£0.00
Less disposal costs-£10,000.00
Chargeable gain£440,000.00
Annual exempt amount-£3,000.00
Taxable gain£437,000.00

Tax Calculation

BADR gain (18.0%)£437,000.00 -> £78,660.00
Standard gain (24.0%)£0.00 -> £0.00
Total CGT£78,660.00
Effective rate17.9%
Net proceeds after CGT£421,340.00

BADR Status

BADR lifetime limit£1,000,000.00
Used previously£0.00
Used this disposal£437,000.00
Remaining BADR£563,000.00

BADR Rate Change

The BADR rate changed in the October 2024 Budget: 10% to 14% from April 2025, then 14% to 18% from April 2026. This calculator uses the rate applicable to disposals from April 2026 onwards: 18%.

Without BADR Comparison

CGT without BADR£104,880.00
CGT with BADR£78,660.00
BADR saving£26,220.00

About this calculator

The Business Capital Gains Tax Calculator estimates tax on the disposal of qualifying business assets, including scenarios where Business Asset Disposal Relief may apply. It is useful for company owners, sole traders, partners, and shareholders planning a sale, closure, share disposal, or transfer. Business CGT depends heavily on asset type, ownership period, trading status, relief conditions, and the wider income tax position.

Business CGT methodology

The calculator estimates the gain, deducts allowable costs and reliefs, then applies the relevant CGT or Business Asset Disposal Relief rate where the conditions are met.

  • Gain = disposal proceeds - acquisition cost - allowable costs
  • Taxable gain = gain - losses - annual exempt amount - reliefs
  • CGT due = taxable gain x applicable rate

How to use the Business Capital Gains Tax

  1. Enter the main value or details requested by the calculator.
  2. Check the unit, date, rate, or category selected before calculating.
  3. Review the result and any supporting breakdown shown on the page.
  4. Change one input at a time if you want to compare scenarios.
  5. Keep the result with the source record if you need to refer back to it later.

Worked example

Business asset disposal

Input: Asset sold for GBP 150,000, cost GBP 60,000, allowable costs GBP 5,000

Calculation: 150,000 - 60,000 - 5,000

Result: Estimated gain is GBP 85,000 before annual exemption, losses, and any relief.

Planning scenario

Input: A user enters the main details requested by the Business Capital Gains Tax.

Calculation: Gain = disposal proceeds - acquisition cost - allowable costs

Result: The result gives an estimate that can be checked against source documents, official guidance, or the relevant record.

Business Asset Disposal Relief

Business Asset Disposal Relief, formerly Entrepreneurs Relief, can reduce the CGT rate on qualifying disposals up to a lifetime limit. Relief is not automatic: the business, shares, role, ownership period, and trading status may all need to qualify.

QuestionWhy it matters
Is the company trading?Investment companies and non-trading activity can affect relief
How long were shares or assets owned?Minimum holding periods can apply
Is the seller an officer or employee?Some share disposals require role conditions
Has the lifetime limit been used?Previous claims can reduce remaining relief

Business CGT vs personal CGT

Business CGT focuses on business assets, shares in trading companies, partnership interests, and qualifying disposals. Personal CGT covers assets such as shares, crypto, second homes, and valuables. Some disposals overlap, so it is important to identify the asset and relief route before estimating tax.

Limitations

This calculator provides an estimate only and is not financial or tax advice.

  • Relief eligibility can be complex and fact-specific.
  • Company structure, connected-party transactions, and anti-avoidance rules are not fully assessed.

Frequently asked questions

Is Business Asset Disposal Relief automatic?

No. The disposal must meet the relevant conditions and the claim must be made correctly.

Can company shares qualify?

Some shares in trading companies can qualify if ownership, voting, role, and time conditions are met.

Does this replace an accountant?

No. Business disposals should be checked by a qualified tax adviser before filing.

What should I check before relying on the Business Capital Gains Tax?

Check the inputs against the source document or real-world record that controls the calculation. For rules-based topics, also check the latest official guidance because thresholds and definitions can change.

Can I use the result as a final decision?

Use the result as an educational estimate and planning aid. It should not replace professional advice, official decisions, lender quotes, medical guidance, legal advice, or tax advice where those apply.

Related calculators

  • Capital Gains Tax Calculator
  • Corporation Tax Calculator
  • Dividend vs Salary Calculator
  • SEIS / EIS Tax Relief Calculator

What is Business Asset Disposal Relief?

Business Asset Disposal Relief (BADR), formerly known as Entrepreneurs Relief, reduces the rate of Capital Gains Tax on qualifying business disposals. From April 2026, qualifying gains are taxed at 18% instead of the standard 24% higher rate. The lifetime limit is £1,000,000 of gains. Once used, standard CGT rates apply to further qualifying disposals.

What disposals qualify for BADR?

BADR applies to the disposal of all or part of a trading business you own as a sole trader or partner, shares in your personal trading company where you hold at least 5% of shares and voting rights and are an officer or employee, and assets used in a business you are also disposing of. You must have owned the asset for at least 2 years before disposal.

What are the CGT rates on business assets in 2025/26?

Following the October 2024 Budget, CGT rates on most assets, including business assets, are 18% for basic rate taxpayers and 24% for higher and additional rate taxpayers. BADR reduces the effective rate to 14% for qualifying disposals in 2025/26 and 18% from April 2026.

What is the annual CGT exempt amount?

Every individual has an annual CGT exempt amount of £3,000 in 2025/26. Gains up to this amount each tax year are tax-free. This allowance was significantly reduced from £12,300 in 2022/23 and cannot be carried forward to future years.

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